Ontario lakefront bungalow offers classic cottage charm for under $1M

A cedar log bungalow, a quiet lakeside setting, and less than three hours from Toronto — 1027 Scott Lane has all the makings of a classic cottage getaway.

Located on the shores of Oxbow Lake in Lake of Bays, the property is listed for just under $1 million and offers year-round waterfront living.

Oxbow Lake is affectionately known as Fatty’s Lake and features 170 hectares of clear, deep water with rocky shorelines, sandy shallows, and great fishing.

The three-bedroom, two-bath Panabode home brings plenty of classic Muskoka character, from its rich cedar walls to its owned shoreline and private dock — perfect for slow summer weekends.

Catch sunsets and sunrises on your own private deck.

For those who don't know, Panabode construction is a specific pre-fabricated cedar log system that became popular in the mid-century. Using Western Red Cedar timbers, the homes are designed for easy assembly and use an interlocking groove design. As a result, Panabode homes have developed a somewhat cult following in the real estate world.

Panabode design shines bright here in Lake of Bays.

Now, let's take a look inside 1027 Scott Lane! When you enter, you'll notice a vaulted ceiling, exposed timber beams, and large windows that allow plenty of light. The spacious living area also offers views of the wraparound deck.

1027 Scott Lane is located 30 minutes from Huntsville and close to Limberlost Forest.

Country charm explodes in the kitchen, which offers ample storage, a dishwasher, and a picturesque window framing the lake. Doing the dishes with a view? Nice!

Light colours contrast against the rich cedar walls for dramatic design.

The living area also features a beautiful WETT-certified wood-burning fireplace, ideal for cozying up around during the fall and winter months.

Roaring fire time!

Next up is the primary bedroom. This spot is the perfect place to relax and unwind. Don't forget the spa-like soaker tub in the primary ensuite either. 

Big windows flood the rooms with natural light.

The bright three-season sunroom is just the place to enjoy your morning coffee. It walks out to the wraparound deck, where you'll have front row seat to peaceful waterfront scenes.

Solarium time. 

Extra cool, 1027 Scott Lane offers a waterfront and electrical-serviced bunkie with a screened-in porch. It's absolutely perfect for friends and families who want a little space of their own when visiting the cottage.

Plenty of room for extra storage in the garden shed.

With a single-car garage (attached to the home via breezeway), two sheds, an outdoor workbench, propane forced-air heat, lake intake, and year-round UV-treated water, there's not much this property doesn't have.

1027 Scott Lane gives a remote feel without giving up access to in-town amenities. 

This is your chance to own a classic Muskoka retreat! Packed with character, waterfront beauty, and charm, a home like 1027 Scott Lane doesn't come around often.

The property is currently listed by REALTOR® Sarah Ritchie, Sales Representative, Royal Lepage® Locations North, Collingwood, for $999,900.

Contact Ritchie Real Estate to learn more.