5 Canada federal benefits are increasing for July 2025

Canadians are set to receive more money from the government, as multiple federal benefits and credits are scheduled to increase in July.

Since 2018, Ottawa has indexed benefit amounts to support Canadians as the cost of living changes.

An Employment and Social Development Canada (ESDC) spokesperson explained in January that the indexation means the max benefit amounts and income thresholds are increased annually to "keep pace with the rising cost of living."

"Both the maximum benefits and the income thresholds are indexed annually based on the Consumer Price Index (CPI)," stated the spokesperson.

With the new benefit year beginning in July, Canadians will see several government benefits increase by 2.7 per cent due to indexation.

Here are some of the benefits and credit payments that will go up in July.

GST/HST credit

The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is a tax-free quarterly payment that aims to help families with low and modest incomes offset the taxes they pay.

The GST credit payments will increase by 2.7 per cent. Based on this, eligible Canadians could get up to:

• $533 if you are single
• $698 if you are married or have a common-law partner
• $183 for each child under the age of 19

Check to see if you're eligible for a GST payment.

Advanced Canada Workers Benefit (ACWB)

The ACWB is an advanced payment of the Canada Workers Benefit (CWB), a refundable tax credit that eligible individuals can claim on their tax return. It aims to help individuals and families who are working and earning a lower income.

If you're eligible, check to see how much more you could receive with the increased payment in July.

Canada Child Benefit (CCB)

Families will see a 2.7 per cent boost in child tax payments. That means annual payments for children under six will increase from $7,787 to $7,997, or $666 monthly. For children aged six to 17, this means an annual payment increase from $6,570 to $6,748, or $562 per month.

Check and see if your family is eligible for a CCB payment.

Old Age Security (OAS)

The OAS will increase by 1 per cent for the July to September 2025 quarter, resulting in a total increase of 2.3 per cent over the past year.

Canada Pension Plan (CPP)

CPP payments will increase by 2.6 per cent for 2025.