Government benefit payouts land this week for some Canadians

People who live with a disability could get money from the government this week through the Canada Disability Benefit (CDB).

Eligible Canadians should check their bank accounts on Thursday, Jan. 15, which is when the CDB payments are scheduled to go out.

This new government benefit provides financial assistance to Canadians aged 18 to 64 who live with a disability.

Applications for the CDB opened in June, but if you haven't yet, you can still apply online. If you qualify, you'll begin getting money from the government the month after your application is approved.

If eligible, your first payment will be on the third Thursday of the month following your approval.

Who's eligible to receive the Canada Disability Benefit?

To apply for the Canada Disability Benefit, you must meet several eligibility requirements.

Canadians who qualify would have received letters from Service Canada inviting them to submit a Canada Disability Benefit application. The letter includes a unique six-digit code with instructions on how to apply.

If you didn't get a letter, you can still apply for the benefit.

You can apply for the Canada Disability Benefit if you have a spouse or common-law partner, and both of you must have filed your 2024 federal income tax return.

To be eligible, you must be one of the following:

• A Canadian citizen
• A permanent resident
• A temporary resident who has lived in Canada throughout the previous 18 months
• A protected person
• An individual registered or entitled to be registered under the Indian Act
• You can also apply if you're a Canadian resident between the ages of 18 and 64 who has already been approved for the Disability Tax Credit (DTC).

The DTC is a non-refundable tax credit that's meant to reduce the income tax paid by Canadians with physical or mental impairments, or their supporting family members.

To claim the DTC, you must have a medical practitioner certify the effects of your impairment. You may qualify if you have a marked restriction in at least one category: walking, mental functions, dressing, feeding, eliminating (bowel or bladder functions), hearing, speaking, vision, or require life-sustaining therapy.

If your DTC application is approved, you can claim the disability amount on your tax return.

How much can you receive?

How much you get through the Canada Disability Benefit depends on several factors based on your family's net income.

The maximum amount you can receive in payments from July 2025 to June 2026 is $2,400, or $200 per month. The amount will be adjusted annually for inflation, based on the current cost of living.

You may even be eligible for back payments for previous months — payments can be retroactive up to 24 months from the date your application is received. However, it doesn't apply to months before June 2025.

The CDB will be affected by the Canada Revenue Agency's (CRA) indexation increase for 2026, which means that payments will increase in July, the start of the benefit year.

According to the CRA, based on the two per cent indexation increase, the maximum benefit amount in 2026 will be $3,480, which is a $69 increase from $3,411 in 2025.

Learn more about how you can apply on the government site.